How It Works

FortiFi offers homeowners $0 down, non-credit score based financing for the property improvement projects on your wish list

For Property Owners

FortiFi offers a quick approval process, flexible payment terms, and access to FortiFi approved contractors the property owner selects.
  • $0 down financing
  • Competitive, fixed rates with long repayment terms (up to 30 years1,2)
  • No payments for up to 17 months
  • Repay over time as part of your property taxes
  • Interest on payments may be tax deductible3
1 Term depends on the useful life of the product(s) installed and property location. 2 Florida residents have a maximum term of 20 years. 3 Consult your tax advisor to see if you qualify for potential tax benefits.
Apply Now
We remove the obstacles that traditionally stand in the way of financing energy efficiency, renewable energy, water efficiency, and hurricane protection improvements.
1
APPLY ONLINE OR BY PHONE. NO APPLICATION FEE OR MINIMUM CREDIT SCORE REQUIREMENTS.
2
UPON APPROVAL, COMPLETE AND E-SIGN YOUR FINANCING DOCUMENTS.
3
START YOUR PROJECT. WE PAY THE CONTRACTOR WHEN YOU’RE SATISFIED.

Hundreds of Eligible Improvements

Save Energy

  • High-Efficiency Heating & Cooling
  • Windows, Doors & Skylights
  • High-Performance Roofing & Siding
  • High-Efficiency Water Heating
  • Attic, Wall & Underfloor Insulation
  • Air Sealing & Ventilation
  • High-Efficiency Indoor & Outdoor Lighting

Generate Power

  • Solar Panels & Inverters
  • Solar Water & Pool Heaters
  • Wind Power Generators
  • Microturbines
  • Internal Combustion Engines
  • Stationary Fuel Cells
  • Electric Vehicle Charging Stations

Conserve Water

  • Drought-Tolerant Landscaping & Artificial Turf
  • High-Efficiency Pool Equipment
  • High-Efficiency Toilets, Showers & Faucets
  • Drip Irrigation Systems
  • Greywater Systems
  • Blackwater Treatment Systems
  • Rainwater Harvesting Systems

Build Protection

  • High-Impact Windows & Doors
  • Roof-to-Wall Reinforcement
  • Storm Shutters & Garage Doors
  • Wind-Resistant Roofing
  • Fire-Resistant Roofing
  • Seismic Retrofits
  • Foundation Strengthening
"I was not aware of FortiFi’s PACE financing until hearing about it from a friend. The rates are great, and the process was very simple! Our goal is to make our home more energy-efficient, and FortiFi has made this possible. We will definitely be using FortiFi again for our next energy-efficiency project. It’s been an all-around pleasant experience."
Julian & Ana, Granada Hills, California

For Contractors

FortiFi makes home and commercial upgrades easy and affordable for property owners, which helps qualified contractors do more business.
  • Free enrollment for eligible contractors
  • Easy-to-use online portal for simplified project tracking
  • In-home application approvals
  • Access to training, sales tools, and marketing materials
  • Helpful support team available 6 days a week
  • Helpful support team available 6 days a week
Enroll Now

Get Started.

Find out how much you qualify for
  • Most properties qualify
  • 100% financing, $0 down
  • No payments for 12+ months
  • Approval not based on credit score
  • Hundreds of eligible improvements